Terms & Conditions of Use

1. By accessing this website (the “Website”), you acknowledge these terms and conditions of use and agree to be bound by them. If you do not agree to these terms, please discontinue accessing the Website immediately.

2. We reserve the right, in our sole discretion, to modify or otherwise update these terms and conditions at any time and you agree to be bound by such modifications, alterations, or updates.

3. This Website is only intended to provide you with general information on our services and is neither an offer to sell nor a solicitation of an offer to purchase any security and may not be relied upon for investment purposes. Any commentaries and information contained on the Website should be considered general financial information and should not be considered personal investment advice and may not be suitable for you.

4. Information on the Website that discusses legal, accounting, financial, or tax issues, should not be considered personal advice. Please consult with your professional advisor with respect to your particular circumstances.

5. This Website and the information contained herein are provided on an “as is” basis. O'Keefe Wealth Partners Inc. (“O'Keefe Wealth  Partners”) does not warrant the accuracy, adequacy, timeliness, or completeness of the Website or information herein and disclaims liability for any errors or omissions. No warranty or condition of any kind (implied, express or statutory) is given on the Website or the information herein.

6. Any financial projections contained on the Website, although based on historical information, are purely hypothetical. Past performance may not be repeatable and may not be a reliable predictor of future performance.

7. Every effort has been made to ensure that the material contained on this Website is accurate at the time of publication. However, O'Keefe Wealth Partners Inc. ("O'Keefe Wealth Partners") will not under any circumstances be liable to you or any other person in any way for any loss or damages or expenses (including direct, indirect, special, incidental, consequential, or punitive damages) arising from the use or inability to use this Website or an error, omission, interruption, defect, delay, computer virus, system failure, loss of data or otherwise, even if O'Keefe Wealth Partners Inc. ("O'Keefe Wealth Partners") or its representatives have been advised of the possibility of such damages, losses or expenses.

8. The contents of the Website are protected by applicable copyright and trademark laws. Unauthorized use or exploitation of such content is strictly prohibited including without limitation, unauthorized downloading, retransmission, storage in any medium, copying, redistribution, reproduction, or republication of the Website, or any part thereof, for any purpose.

9. Hyperlinks to other websites are used at your own risk. O'Keefe Wealth Partners Inc. ("O'Keefe Wealth Partners") makes no representations whatsoever about other websites which you may access from the Website. Links to other websites should not be taken as O'Keefe Wealth Partners' endorsement or approval of such other websites.

10. O'Keefe Wealth Partners Inc. ("O'Keefe Wealth Partners") cannot guarantee complete confidentiality or security for information that is transmitted electronically. While communications between clients and O'Keefe Wealth Partners Inc. ("O'Keefe Wealth Partners") servers will be secured using the highest level SSL encryption available, there remains a remote possibility that the information being transmitted may be intercepted. By accessing the Website, you acknowledge that O'Keefe Wealth Partners Inc. ("O'Keefe Wealth Partners") is not responsible for any damages or losses you may suffer as a result of your electronic transmission of confidential or sensitive information to us being intercepted. Please refer to the O'Keefe Wealth Partners Inc. (O'Keefe Wealth Partners") Privacy Policy for more information.

11. You hereby authorize O'Keefe Wealth Partners Inc. ("O'Keefe Wealth Partners") to collect and retain all relevant information relating to your use of the Website. You further authorize any third party to provide us with such information. Please review our Privacy Policy posted on this Website.

12. No consent or waiver by either party to, or of any breach or default by, the other party in its performance of its obligations under this agreement will be deemed or construed to be a consent to, or a waiver of, a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing.

13. If any provision of these terms and conditions is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.

14. These terms and conditions are governed by the laws of Ontario and the laws of Canada applicable therein, excluding any conflict of laws that would lead to the application of any other laws. By accessing the Website, you hereby irrevocably submit to the applicable provincial and federal courts for any disputes or matters arising from, connected with, or relating to the Website, this agreement, or any related matters.

Privacy Policy

O'Keefe Wealth Partners Inc. (“O'Keefe Wealth Partners”, “we”, “us”, “our”) takes the protection of personal information seriously. We have adopted a comprehensive privacy policy and have implemented practices to protect the confidentiality of users’ personal information.

Personal Information and Obtaining Consent

Personal information is any information that identifies an individual. This includes an individual’s name, address, date of birth, citizenship, financial records, social insurance number, credit history, personal e-mail address, and telephone number.

To who do we disclose personal information?

A user’s e-mail address will only be used for the purposes for which it was collected. O'Keefe Partners Inc. may use this information as required by law and with third parties assisting us in providing services. O'Keefe Partners Inc. has legal agreements with such third-party providers to ensure the proper handling and protection of personal information. Additionally, we may be required to provide personal information when responding to a search warrant, court order, or any other legally valid request.

Withdrawing consent

Users are able to withdraw consent to be contacted using their e-mail address by contacting us. Users should contact the Director of O'Keefe Wealth Partners Inc. to withdraw consent to any use and disclosure of an e-mail address.

Where is personal information kept? 

Personal information in our possession is stored in electronic format in the offices of O'Keefe Wealth Partners Inc. or on secure servers at Modern Advisor. 

Personal information in the possession of Modern Advisor is exclusively stored in electronic format in the offices of ModernAdvisor or on Amazon Web Services (AWS) secure servers. AWS is a leader in web infrastructure trusted by organizations including Netflix, Expedia, Pinterest, Reddit, Intuit, Citrix and NASDAQ. Personal data stored with AWS is always encrypted both at rest and in transit using technology such as SSL. AWS servers are automatically configured with a firewall preventing attacks on the application source code or the database. AWS data centres have multiple layers of operational and physical security to ensure the integrity and safety of data.

Protecting Personal Information

Policies, procedures, guidelines, and safeguards have been put in place at O'Keefe Wealth Partners Inc. to ensure personal information is protected in accordance with Canadian privacy legislation (PIPEDA). Security measures including passwords and restricted access to our offices and records have been put in place to protect personal information against unauthorized access, theft, or misuse. Only the employees that need to access users’ personal information to fulfill their duties are provided with access on a “need to know” basis.

Each ModernAdvisor employee with access to a user’s personal information is responsible for ensuring the confidentiality of all personal information to which they have access. As a condition of employment, every employee must sign a code of conduct, which includes comprehensive provisions ensuring the protection of personal information.

Any personal information collected from users will be used for the purposes identified at the time of collection and will be retained for as long as is necessary to fulfill the service or as required by law.

Passive Data Collection

O'Keefe Wealth Partners Inc. may receive passively-collected information through a variety of methods, including “cookies” to collect information.

Cookies are text files containing small amounts of information that are downloaded to your device when you visit a website. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognizes that cookie. You can get more information about cookies here.

O'Keefe Wealth Partners Inc. uses cookies to track and measure site performance and gather information on how our Website is being used. This information is anonymous and is only used by O'Keefe Wealth Partners Inc. to measure and improve our Website. If you choose, you may set your web browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it.

We also collect non-personally identifiable information through the use of tracking pixels. A tracking pixel is a transparent graphic image (usually 1 pixel x 1 pixel) that is placed on a web page and, in combination with a cookie, allows for the collection of information regarding the use of the Website. We use tracking pixels to show ads to you across the Internet, specifically on the Google Content Network (GCN). As always we respect your privacy and are not collecting any identifiable information through the use of Google’s or any other 3rd party remarketing system.

We may also use tracking pixels and URLs when sending emails to help us measure open rates for e-mails and link clicks. This tracking information is used internally only to help us provide relevant content and is never shared with any third parties.

Analytics And Marketing

O'Keefe Wealth Partners Inc. uses analytics tools and other third-party technologies, such as Google Analytics, to collect non-personal information in the form of various usage and user metrics when you use our Website.

We also use online advertising to reach new potential clients and remarketing tools that allow us to target ads to specific groups of people who have previously interacted with ModernAdvisor’s Website.

Google allows individuals to opt out of its advertising cookies from its Ad Settings Page

Google has additional information available about their Remarketing Privacy Guidelines and Restrictions.

Questions and Concerns

The Director of O'Keefe Wealth Partners Inc. is responsible for ensuring that O'Keefe Wealth Partners Inc. complies with its privacy policy. If you have any questions, concerns or complaints, contact information for the Director of O'Keefe Wealth Partners Inc. is provided below:

Email: kevin@okeefewealthpartnersinc.ca